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Banking and finance

The Treasury promotes competitive, efficient markets that work for the good of consumers and investors, a secure financial system and sound corporate practices, and foreign investment consistent with Australia's national interests. This includes regulatory reforms to improve the resilience of the financial system, innovation and consumer outcomes and participation in regional and international forums, such as G20 summits.

Consultations

  •  - Open38 days left to have your sayProposals Paper

    On 18 December 2017, the Government announced that it would extend the unfair contract term provisions to contracts of insurance. The Government is now seeking stakeholder views on a proposed model to implement this policy. The proposed model seeks to ensure that consumers and small businesses that purchase insurance have the same access to protection […]

  •  - ClosedExposure Draft

    The Government is seeking stakeholder views on the exposure draft of the National Consumer Credit Protection Amendment (Mandatory Comprehensive Credit Reporting) Regulations 2018. These Regulations provide detail on the Government’s mandatory comprehensive credit reporting regime. Specifically, the Regulations propose to give effect to a number of provisions within the National Consumer Credit Protection Amendment (Mandatory […]

  •  - ClosedInvitation to Comment

    In the 2018-19 Budget, the Government responded to the Black Economy Taskforce’s Final Report. This included an announcement of an economy-wide cash payment limit of $10,000 for payments to businesses for goods and services, to apply from 1 July 2019. Transactions in excess of this amount would need to be made using the electronic payment […]

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